The first 2nd Saturday FREE Homebuyer Education Workshop of 2020 will be on January 11th at Malcolm X College, on 1900 W. Jackson Blvd., Chicago, IL, from 9:00 a.m. –5:00 p.m. If you want to buy a home then this class is for you! Not just for first time home buyers. Don’t miss out on this popular class, which outlines the steps to take in buying a home. At our Homebuyer Education Workshop learn the do’s and don’ts of your credit. Learn how to access up to $30,000 down payment assistance! Earn a pre-purchase Housing and Urban Development (HUD) Certificate issued upon completion of one-on-one counseling. You must enter class by 9:30 a.m. to receive 6 hours of credit toward the certificate. Sorry, no childcare is available.

Learn everything you should know about the home buying process:

• Budgeting and Credit
• Financing Your Home
• Down Payment Assistance
• Building Your Team
• Working with a HUD-approved counseling agency
• When, Why, and How to Obtain a HUD Certificate

This workshop is sponsored by Wells Fargo. Hear from our partners in the housing industry on how to obtain a mortgage, downpayment assistance, home insurance, and what to look for in a home inspection. Learn how to obtain a free credit report, and what lenders are looking for on your credit report. Get information on how to avoid predatory lenders. Find agents who are interested in helping you obtain the best deal for your money when purchasing a house. We partner with our preferred lenders and the Illinois Housing Development Authority (IHDA) to qualify buyers for all of their mortgage products and down payment assistance. Other down payment programs available to our clients include Federal Home Loan Bank and various employer-assisted housing programs. All of this and more you can learn in our FREE HUD-approved homebuyer education workshops.

You MUST register to attend. You can register by emailing your name, address with zip code, and phone number to [email protected]. Call us at 773-887-5187 if you have any questions.

The West Cook Homeownership Center is a program of the Oak Park Regional Housing Center.

Join the West Cook Homeownership Center on February 8th for our 2nd Saturday FREE Homebuyer Education Workshop at Malcolm X College, on 1900 W. Jackson Blvd., Chicago, IL, from 9:00 a.m. –5:00 p.m. If you want to buy a home then this class is for you! Not just for first time home buyers. At our workshop learn the do’s and don’ts of your credit. Learn how to access up to $30,000 down payment assistance! Owning a home, with the proper tools in place, is the main way people increase their wealth over time. Other benefits of homeownership include building equity, having more space and being able to do what you want with it, and having something of means to pass on to your family. We provide the tools you need to acquire homeownership at the West Cook Homeownership Center. Earn a pre-purchase Housing and Urban Development (HUD) Certificate issued upon completion of one-on-one counseling. You must enter class by 9:30 a.m. to receive 6 hours of credit toward the certificate. Sorry, no childcare is available.

Learn everything you should know about the home buying process:

• Budgeting and Credit
• Financing Your Home
• Down Payment Assistance
• Building Your Team
• Working with a HUD-approved counseling agency
• When, Why, and How to Obtain a HUD Certificate

This workshop is sponsored by Wells Fargo. Hear from our partners in the housing industry on how to obtain a mortgage, downpayment assistance, home insurance, and what to look for in a home inspection. Learn how to obtain a free credit report, and what lenders are looking for on your credit report. Get information on how to avoid predatory lenders. Find agents who are interested in helping you obtain the best deal for your money when purchasing a house. We partner with our preferred lenders and the Illinois Housing Development Authority (IHDA) to qualify buyers for all of their mortgage products and down payment assistance. Other down payment programs available to our clients include Federal Home Loan Bank and various employer-assisted housing programs. All of this and more you can learn in our FREE HUD-approved homebuyer education workshops.

You MUST register to attend. You can register by emailing your name, address with zip code, and phone number to [email protected]. Call us at 773-887-5187 if you have any questions.

The West Cook Homeownership Center is a program of the Oak Park Regional Housing Center.

The West Cook Homeownership Center's 2nd Saturday FREE Homebuyer Education Workshop will be on March 14th at Malcolm X College, on 1900 W. Jackson Blvd., Chicago, IL, from 9:00 a.m. –5:00 p.m. If you want to buy a home then this class is for you! Not just for first-time homebuyers. Don’t miss out on this popular class, which outlines the steps to take in buying a home. At our Homebuyer Education Workshop learn the do’s and don’ts of your credit. Learn how to access up to $30,000 down payment assistance! Earn a pre-purchase Housing and Urban Development (HUD) Certificate issued upon completion of one-on-one counseling. You must enter class by 9:30 a.m. to receive 6 hours of credit toward the certificate. Sorry, no childcare is available.

Learn everything you should know about the home buying process:

• Budgeting and Credit
• Financing Your Home
• Down Payment Assistance
• Building Your Team
• Working with a HUD-approved counseling agency
• When, Why, and How to Obtain a HUD Certificate

This Homebuyer Education Workshop is sponsored by US Bank. Hear from our partners in the housing industry on how to obtain a mortgage, downpayment assistance, home insurance, and what to look for in a home inspection. Learn how to obtain a free credit report, and what lenders are looking for on your credit report. Get information on how to avoid predatory lenders. Find agents who are interested in helping you obtain the best deal for your money when purchasing a house. We partner with our preferred lenders and the Illinois Housing Development Authority (IHDA) to qualify buyers for all of their mortgage products and down payment assistance. Other down payment programs available to our clients include Federal Home Loan Bank and various employer-assisted housing programs. All of this and more you can learn in our FREE HUD-approved homebuyer education workshops.

You MUST register to attend. You can register by emailing your name, address with zip code, and phone number to [email protected]. Call us at 773-887-5187 if you have any questions.

The West Cook Homeownership Center is a program of the Oak Park Regional Housing Center

Get Your Financial Freedom

Join us at the West Cook Homeownership Center’s FREE Your Money Matters Workshop on Saturday, March 28, at the Malcolm X Learning Center, 4624 W. Madison St, Chicago, and learn how to build and maintain your credit.

• Learn how to keep your spending under control
• Learn how to set goals while you build your credit
• Receive a free credit report with free credit counseling
• Join the Home Buyer’s Club

Some of the benefits of having a good credit score include:

• Low-Interest Rates on Credit Cards and Loans – The interest rate is one of the costs you pay for borrowing money and, often, the interest rate you get is directly tied to your credit score. If you have a good credit score, you’ll almost always qualify for the best interest rates, and you’ll pay lower finance charges on credit card balances and loans. The less money you pay in interest, the faster you’ll pay off the debt and the more money you have for other expenses.
• Better Chance for Credit Card and Loan Approval – Borrowers with a poor credit history typically avoid applying for a new credit card or loan because they’ve been turned down previously. Having an excellent credit score doesn’t guarantee approval, because lenders still consider other factors like your income and debt. However, a good credit score increases your chances of being approved for new credit. In other words, you can apply for a loan or credit card with confidence.
• More Negotiating Power – A good credit score gives you leverage to negotiate a lower interest rate on a credit card or a new loan. If you need more bargaining power, you can take advantage of other attractive offers that you’ve received from other companies based on your credit score. However, if you have a low credit score, creditors are unlikely to budge on loan terms, and you won’t have other credit offers or options.
• Better Car Insurance Rates – Your borrowing capacity is based on your income and your credit score. One of the benefits of having a good credit score is that banks are willing to let you borrow more money because you’ve demonstrated that you pay back on time what you’ve borrowed. You may still get approved for some loans with a bad credit score, but the amount will be limited.

Every 4th Saturday. Begins promptly, 8:30 a.m. to 12:30 p.m

For questions or to RSVP to our FREE Your Money Matters Workshop call 773-887-5187, email [email protected], or register online by clicking HERE.

The West Cook Homeownership Center is a program of the Oak Park Regional Housing Center.